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Certificate of Deposit

Open a Renasant Certificate of Deposit (CD) and start saving now.

Renasant Certificates of Deposit (CDs) are available at any Renasant location with a minimum opening deposit of $1,000.

Looking to grow your savings faster? Explore our special CD offers below. These promotional CDs can be opened and funded entirely online-no branch visit required. Simply click Open a CD Today to get started.

5-Month CD

  • 5 month term
  • 4.00% APY*
  • Minimum to open CD is $10,000
  • Will automatically renew at maturity of CD
  • Can be used as collateral for a personal loan
  • A penalty may be imposed for withdrawal before maturity

7-Month CD

  • 7 month term
  • 3.65% APY*
  • Minimum to open CD is $10,000
  • Will automatically renew at maturity of CD
  • Can be used as collateral for a personal loan
  • A penalty may be imposed for withdrawal before maturity

11-Month CD

  • 11 month term
  • 3.55% APY*
  • Minimum to open CD is $10,000
  • Will automatically renew at maturity of CD
  • Can be used as collateral for a personal loan
  • A penalty may be imposed for withdrawal before maturity

17-Month CD

  • 17 month term
  • 3.05% APY*
  • Minimum to open CD is $10,000
  • Will automatically renew at maturity of CD
  • Can be used as collateral for a personal loan
  • A penalty may be imposed for withdrawal before maturity

*The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a one-year period. The disclosed APY is effective as of 9/19/25. The APY assumes interest will remain on deposit until maturity. Penalties of early withdrawal may apply. Fees may reduce earnings. The above rates and terms are offered at this time and are subject to change.