Checking Account Comparison

Choose the account that's right for you.

Rewards Extra

Renasant Rewards Extra. The account that checks all the boxes plus a great rate!

Rewards Checking

Rewards Checking is an innovative account that includes a great interest rate.

Student Checking

Renasant Student Checking is packed with all the extras you need for your busy life as a Student.

Renasant Checking

Renasant Checking is simple and straightforward with no strings attached.

Account Features
Anywhere Banking Tools

Online Banking, Mobile Banking App with Mobile Check Deposit, Bill Pay, MasterCard® Debit Card, and Renasant’s Mobile Wallet (Zelle®, Apple Pay®, Apple Pay Cash, Google Pay™)

Reward Yourself with Interest on Your Checking Balance and ATM Fee Refunds

To earn the higher interest rate on balances up to $25,000  and get up to $25 in ATM fee refunds, just do the following during each qualification cycle.1

  • Receive your monthly statements electronically.
  • Have at least 10 debit card transactions post and clear (excluding ATM transactions)
  • Have at least one direct deposit or automatic (ACH) payment post and clear.

Balances of more than $25,000 earn a lower but competitive interest rate when you meet the same qualification requirements.

Note: The $25,000 balance to earn higher rate and the requirement to have at least one direct deposit or automatic (ACH) payment post and clear does not apply to Student Checking Accounts. 

Shop Local, Save Local with BaZing2

Local discounts and national retailer deals save you money on shopping, dining, travel, and more.

Cellphone Protection2,3

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen when you pay your cell phone bill from your Renasant Rewards Extra account.

ID Theft Aid2

Includes payment card fraud resolution, $2,500 in personal identity theft benefits.

Roadside Assistance2

Available 24/7 and free to use, up to $80 in covered service charges.

$10,000 Travel Accidental Death Coverage2,3

Peace of mind for the unexpected.

Health Savings Card2

Save money on prescriptions, eyes exams, frames, lenses and hearing service.

Fee Information

Only $6 per month

No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee.

No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee.

No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee.

Rewards Extra

Renasant Rewards Extra. The account that checks all the boxes plus a great rate!

Anywhere Banking Tools

Online Banking, Mobile Banking App with Mobile Check Deposit, Bill Pay, MasterCard® Debit Card, and Renasant’s Mobile Wallet (Zelle®, Apple Pay®, Apple Pay Cash, Google Pay™)

Reward Yourself with Interest on Your Checking Balance and ATM Fee Refunds

To earn the higher interest rate on balances up to $25,000  and get up to $25 in ATM fee refunds, just do the following during each qualification cycle.1

  • Receive your monthly statements electronically.
  • Have at least 10 debit card transactions post and clear (excluding ATM transactions)
  • Have at least one direct deposit or automatic (ACH) payment post and clear.

Balances of more than $25,000 earn a lower but competitive interest rate when you meet the same qualification requirements.

Note: The $25,000 balance to earn higher rate and the requirement to have at least one direct deposit or automatic (ACH) payment post and clear does not apply to Student Checking Accounts. 

Shop Local, Save Local with BaZing2

Local discounts and national retailer deals save you money on shopping, dining, travel, and more.

Cellphone Protection2,3

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen when you pay your cell phone bill from your Renasant Rewards Extra account.

ID Theft Aid2

Includes payment card fraud resolution, $2,500 in personal identity theft benefits.

Roadside Assistance2

Available 24/7 and free to use, up to $80 in covered service charges.

$10,000 Travel Accidental Death Coverage2,3

Peace of mind for the unexpected.

Health Savings Card2

Save money on prescriptions, eyes exams, frames, lenses and hearing service.

Rewards Checking

Rewards Checking is an innovative account that includes a great interest rate.

Anywhere Banking Tools

Online Banking, Mobile Banking App with Mobile Check Deposit, Bill Pay, MasterCard® Debit Card, and Renasant’s Mobile Wallet (Zelle®, Apple Pay®, Apple Pay Cash, Google Pay™)

Reward Yourself with Interest on Your Checking Balance and ATM Fee Refunds

To earn the higher interest rate on balances up to $25,000  and get up to $25 in ATM fee refunds, just do the following during each qualification cycle.1

  • Receive your monthly statements electronically.
  • Have at least 10 debit card transactions post and clear (excluding ATM transactions)
  • Have at least one direct deposit or automatic (ACH) payment post and clear.

Balances of more than $25,000 earn a lower but competitive interest rate when you meet the same qualification requirements.

Note: The $25,000 balance to earn higher rate and the requirement to have at least one direct deposit or automatic (ACH) payment post and clear does not apply to Student Checking Accounts. 

Student Checking

Renasant Student Checking is packed with all the extras you need for your busy life as a Student.

Anywhere Banking Tools

Online Banking, Mobile Banking App with Mobile Check Deposit, Bill Pay, MasterCard® Debit Card, and Renasant’s Mobile Wallet (Zelle®, Apple Pay®, Apple Pay Cash, Google Pay™)

Reward Yourself with Interest on Your Checking Balance and ATM Fee Refunds

To earn the higher interest rate on balances up to $25,000  and get up to $25 in ATM fee refunds, just do the following during each qualification cycle.1

  • Receive your monthly statements electronically.
  • Have at least 10 debit card transactions post and clear (excluding ATM transactions)
  • Have at least one direct deposit or automatic (ACH) payment post and clear.

Balances of more than $25,000 earn a lower but competitive interest rate when you meet the same qualification requirements.

Note: The $25,000 balance to earn higher rate and the requirement to have at least one direct deposit or automatic (ACH) payment post and clear does not apply to Student Checking Accounts. 

Renasant Checking

Renasant Checking is simple and straightforward with no strings attached.

Anywhere Banking Tools

Online Banking, Mobile Banking App with Mobile Check Deposit, Bill Pay, MasterCard® Debit Card, and Renasant’s Mobile Wallet (Zelle®, Apple Pay®, Apple Pay Cash, Google Pay™)

$50 minimum deposit to open any account.

Certain terms, conditions and exclusion may apply

Student Checking is available for students ages 15-25. On the student’s 26th birthday, the account will no longer be eligible for the higher interest rate or ATM refunds. Students must be at least 18 in most states to have a single-party account and to apply online. All students under the age of 18, or the required age in your state, must have a parent or guardian as a multiple-party account owner.

Additional Information

  1. Qualification cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle, and will end three (3) business days prior to the end of your statement cycle.
  2.  Benefits are provided by third party providers arranged and compensated by Renasant Bank. Benefits are subject to additional terms and conditions.
  3. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
  • Eligible Apple Devices for Apple Pay and Apple Pay Cash: iPhone X, iPhone 8, iPhone 8 Plus, iPhone 7, iPhone 7 Plus, iPhone 6, iPhone 6 Plus, iPhone SE, iPad Pro, iPad (5th generation), iPad Air 2, iPad Mini 4, iPad Mini 3, MacBook Pro with Touch ID, Any Mac model introduced in 2012 or later with an Apple Pay-enabled iPhone or Apple Watch, Apple Watch Series 3, Apple Watch Series 2, Apple Watch Series 1, and Apple Watch (1st gen).
  • Apple Pay, Apple Pay Cash, iPhone and iPad Air are registered  trademarks of Apple, Inc. Apple Watch, Touch ID, and iPad Mini are trademarks of Apple, Inc.
  • iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
  • Google Pay is a trademark of Google LLC.
  • Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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Ready for a little extra?

If you're searching for a checking account that checks all of the boxes, then look no further. Check out Rewards Extra Checking.

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