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Checking Account Comparison

Rewards
Extra

Interest Checking

Simple Checking

Anywhere Banking Tools

Online banking, mobile banking, card controls, mobile check deposit, and Zelle.®

Great Interest on Your Checking Balance

Earn a great checking rate. 1,3

ID Theft Aid

Includes identity restoration, payment card resolution, credit monitoring & identity monitoring when activated, and more. Rewards Extra also includes personal identity theft benefit.4

ATM Fee Refunds1,2

Up to $20 in monthly ATM fee refunds.

Buyer’s Protection and Extended Warranty4

Items purchased with your Rewards Extra account are protected against theft or accidental damage for up to $2,500 per occurrence during the first 180 days after purchase.

Roadside Assistance

Available 24/7 and up to $80 in covered service charges.

Health Savings Card

Save money on prescriptions, eyes exams, frames, lenses and hearing service.

Cell Phone Protection4

Receive up to $800 per claim (up to 2 claims and $1600 per year) if your cell phone is broken or stolen when you pay your bill from your Rewards Extra account.

Shop Local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

$10,000 Travel Accidental Death Coverage4

Peace of mind for the unexpected.

Monthly Maintenance Fee

Only $6.50 per month

Avoid the $10 fee with a $1,500 minimum daily balance.

Avoid the $10 fee with one of the following: $1,000 minimum daily balance, at least one direct deposit, or enroll in e-Statements.

Rewards
Extra

Anywhere Banking Tools

Online banking, mobile banking, Renasant Card Controls, mobile check deposit, and Zelle®.R,5

Great Interest on Your Checking Balance

Earn a great checking rate. For Rewards Extra, certain qualifications must be met to earn higher interest.1,2

ATM Fee Refunds1

Up to $20 in monthly ATM fee refunds.

Buyer’s Protection and Extended Warranty4

Make a purchase using your Rewards Extra Account, and items are protected for up to $2,500 per occurrence if theft or accidental breakage occurs during the first 180 days of purchase.

Identity Theft Aid3

Includes identity restoration, payment card resolution, credit monitoring & identity monitoring, and more. Rewards Extra also includes Personal Identity Theft Benefit.4

Roadside Assistance

Available 24/7 and up to $80 in covered service charges.

Health Savings Card

Save money on prescriptions, eyes exams, frames, lenses and hearing service.

Cell Phone Protection4

Receive up to $800 per claim (up to 2 claims and $1600 per year) if your cell phone is broken or stolen when you pay your bill from your Rewards Extra account.

Shop Local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

$10,000 Travel Accidental Death Coverage4

Peace of mind for the unexpected.

ATM Fee Refunds1,2

Up to $20 in monthly ATM fee refunds.

Anywhere Banking Tools

Online banking, mobile banking, card controls, mobile check deposit, and Zelle.®

Cell Phone Protection4

Receive up to $800 per claim (up to 2 claims and $1600 per year) if your cell phone is broken or stolen when you pay your bill from your Rewards Extra account.

Buyer’s Protection and Extended Warranty4

Items purchased with your Rewards Extra account are protected against theft or accidental damage for up to $2,500 per occurrence during the first 180 days after purchase.

Health Savings Card

Save money on prescriptions, eyes exams, frames, lenses and hearing service.

ID Theft Aid

Includes identity restoration, payment card resolution, credit monitoring & identity monitoring when activated, and more. Rewards Extra also includes personal identity theft benefit.4

Great Interest on Your Checking Balance

Earn a great checking rate. 1,3

Roadside Assistance

Available 24/7 and up to $80 in covered service charges.

Shop Local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

$10,000 Travel Accidental Death Coverage4

Peace of mind for the unexpected.

Interest Checking

Anywhere Banking Tools

Online banking, mobile banking, Renasant Card Controls, mobile check deposit, and Zelle®.R,5

Great Interest on Your Checking Balance

Earn a great checking rate. For Rewards Extra, certain qualifications must be met to earn higher interest.1,2

Identity Theft Aid3

Includes identity restoration, payment card resolution, credit monitoring & identity monitoring, and more. Rewards Extra also includes Personal Identity Theft Benefit.4

Anywhere Banking Tools

Online banking, mobile banking, card controls, mobile check deposit, and Zelle.®

Great Interest on Your Checking Balance

Earn a great checking rate. 1,3

ID Theft Aid

Includes identity restoration, payment card resolution, credit monitoring & identity monitoring when activated, and more. Rewards Extra also includes personal identity theft benefit.4

Simple Checking

Anywhere Banking Tools

Online banking, mobile banking, Renasant Card Controls, mobile check deposit, and Zelle®.R,5

Anywhere Banking Tools

Online banking, mobile banking, card controls, mobile check deposit, and Zelle.®

$50 minimum deposit to open any account.

Certain terms, conditions and exclusion may apply

Recommend Checking for Me

Additional Information

  1. Renasant Rewards Extra: Annual percentage yield (APY) accurate as of 9/3/26. Tier 1: When eligibility requirements are not met, the APY is 0.01% on the entire balance. Eligibility requirements2 must be met each qualification cycle to receive up to $20 in ATM fee refunds and earn the Tier 2 and Tier 3 APY: On balances up to $25,000.00, earn an APY of 6.00%; On balances $25,000.01 or more, earn an APY of 1.50%. This is a variable rate account, and rates are subject to change any time including after account is opened. Fees may reduce earnings.
  2. Eligibility Requirements must be met each Qualification Cycle: Have at Least 10 Debit Card Transactions (Excluding ATM Transactions) post and clear per Qualification Cycle; Have at least one Direct Deposit or ACH Automatic Payment post and clear per Qualification Cycle; and Receive your Monthly Statement Electronically (e-Statement). Qualification Cycle: Begins three (3) business days prior to the beginning of your statement cycle and ends three (3) business days prior to the end of your statement cycle.
  3. Renasant Interest Checking: Earn Interest when you maintain a $1500.00 minimum daily balance. This is a variable rate account, and rates are subject to change any time including after account is opened. Fees may reduce earnings.
  4. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

Zelle®️ and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle. Subject to additional terms and conditions and/or fees if applicable, including internet provider and data charges.

Benefits are provided by third party providers arranged and compensated by Renasant Bank. Benefits are subject to additional terms and conditions.

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Ready for a little extra?

If you’re searching for a personal checking account that checks all the boxes, then look no further. Check out Rewards Extra checking.

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