Turn your financial dreams into realities
Through our relationship with LPL Financial, our clients have access to a wide array of financial products, including services such as professional money management, retirement and education planning; investment products, including stocks, bonds, mutual funds and annuities; and insurance products. LPL Financial is a leading provider of investment and insurance programs to financial institutions across the country and is a registered broker/dealer and a member of FINRA, SIPC.*
To view your brokerage account online, click Account Overview.
Turn your financial dreams into realities
Through our relationship with LPL Financial, our clients have access to a wide array of financial products, including services such as professional money management, retirement and education planning; investment products, including stocks, bonds, mutual funds and annuities; and insurance products. LPL Financial is a leading provider of investment and insurance programs to financial institutions across the country and is a registered broker/dealer and a member of FINRA, SIPC.*
To view your brokerage account online, click Account Overview.
Financial Services Features
Investment Planning
Stocks
Bonds
Mutual Funds
Tax-Advantage Investment
Retirement Planning
Traditional IRA
Roth IRA
Rollover IRA
SIMPLE IRA
Annuities
College Planning
Coverdell Education IRA
529 Plans
Insurance Planning
Life Insurance
Disability Insurance
Long Term Care Insurance
Meet the Team


Stacy Spearman
Senior Vice President & Managing Director
LPL Financial Advisor
Stacy has been in the financial services industry since 1994 and has served in his current role since 2000. Specializing in wealth management, insurance and investment planning for individuals and small business owners, Stacy provides advice and strategies designed to pursue specific financial goals. Stacy also works closely with Renasant’s team of LPL Financial Advisors to provide them with the planning and investment management resources needed to serve their clients.
Stacy and his wife have two children. A lifelong resident of Tupelo, Stacy is a member of Calvary Baptist Church. He is a past president and member of the Board of Governors for the Tupelo Country Club and currently volunteers with Troop 12 of the Boy Scouts of America.
Stacy holds a BBA in Banking and Finance from the University of Mississippi. He is a graduate of both the Consumer and Commercial Schools of Banking at Vanderbilt University in conjunction with the Tennessee Banker’s Association. Since 2002, he has held the Chartered Mutual Fund Counselor’s designation from the College for Financial Planning in Boulder, CO. Stacy is Series 6, 7, 63, and 66 licensed and registered for securities in AL, FL, GA, MS, SC, TN, and TX. He is LPL registered as an Investment Advisor Representative and licensed insurance agent in the state of Mississippi.


David Alford
Vice President & LPL Financial Advisor
Renasant Financial Services
David has over 19 years of experience in the financial services industry. He began his financial services career with Merrill Lynch in 1997, joined M&F Bank in 2004, and became a part of Renasant Financial Services in 2014. David specializes in wealth management, insurance, investment, and retirement planning for individuals and business owners.
David is married to his wife of 33 years, Pam Alford and has two sons, Clint and Drew. He is a member of All Saints Episcopal Church, current member and past board member of Tupelo Kiwanis Club, and a charter member of Chickasaw Fly Fishing club.
David has a B.B.A. in Management from the University of Mississippi. He is a LPL registered Financial Advisor and is Series 6, 7, 63, and 65 licensed and is insurance licensed for Life, Accident, Health and Variable insurance products in LA and MS. David is registered for securities and insurance in AL, TN, and MS.


Carrie Burns
Renasant Financial Services
Carrie joined Renasant Financial Services in October 2009. She has over 19 years of experience serving as a Financial Advisor in the financial services industry. Carrie focuses on helping clients address their financial goals whether it is for retirement, college savings or long term care planning. She prides herself with providing good advice with integrity and superior ethics.
Carrie graduated from the University of Mississippi with a B.A. in Biology. She earned the General Securities Series 7 license, Series 66 license held through LPL Financial and is a licensed insurance agent in MS. Carrie received the Accredited Asset Management Specialist Designation from the College of Financial Planning in 2000. She holds license to practice securities business in AL, CA, MS, SC, and TN and is registered as an Investment Advisor Representative in the state of Mississippi.


Gabe Godbold
Vice President & LPL Financial Advisor
Renasant Financial Services
Gabe has been in the financial services industry since 2003 and has served in his current role at Renasant Financial Services as a LPL Financial Advisor since 2018. His focus is assisting his clients with wealth management, retirement planning for individuals and small businesses or his client’s insurance needs. Gabe works with his clients to understand their financial goals and plan accordingly as to strive towards not outliving income in retirement.
Gabe is married with two boys. He is originally from Biloxi, MS but moved to Madison in 2008. He is a parishioner of St. Richards Catholic Church in Jackson, MS. He is a graduate of The University of Southern Mississippi where he holds a Bachelors of Science in Business Administration. Gabe is series 7, 63 and 66 licensed, currently held with LPL Financial. He is currently registered in FL, MS and TX as well as insurance licensed in MS.


Brian Lesley
Vice President & LPL Financial Advisor
Renasant Financial ServicesServing clients in the financial services industry since 1998, Brian has been employed with Renasant Financial Services since 2012. As a LPL Financial Advisor, Brian helps manage assets for individuals, trusts, retirement plans, charitable organizations and businesses. Through a long-term investment approach, Brian helps clients develop and implement strategies for building wealth and realizing their goals. Brian’s mission is to help his clients make sound, educated decisions with their money, so they can spend their time doing the things the care about most.
Brian and his wife, Emily, reside in Starkville, MS, and have five children. Active in the local community, Brian currently serves as a deacon at First Baptist Church, treasurer of UpWard Sports, President of ReClaimed Project, and coaches youth sports.
Brian is a graduate of the University of Mississippi where he obtained a B.B.A. in Banking and Finance. Brian holds the distinctive designation of Certified Financial Planner™. Brian is Series 7, 63, and 66 licensed, held through LPL Financial. He is registered for securities in AL, AR, FL, LA, MS, MO, NM, NY, SD, TN, and TX. He is registered as an LPL Investment Advisor Representative and licensed insurance agent in LA, MS, and TX.


Jim Rose
Vice President & LPL Financial Advisor
Renasant Financial Services
Jim joined Renasant Financial Services in 2013. Jim specializes in wealth management and financial planning for individuals and business owners. Jim’s passion is building financial plans and putting strategies to work over the short, intermediate and long-term to achieve those goals.
Jim and his wife, Tina, have two children and one grandchild. Jim has lived in Tupelo for the past 20 years and has been a member of the Orchard Church since moving to Tupelo. He is currently a member of the Board of Governors for the Tupelo Country Club and volunteers with the Putts for Mutts golf tournament which raises funds for the Tupelo Humane Society.
Jim received a Bachelor of Business Administration in marketing and professional golf management from Mississippi State University in 1990. Jim is Series 7 and 63 licensed and is registered for Securities in AL, AR, GA, IL, KY, LA, MS, PA, TN, and TX. He is LPL registered as an Investment Advisor Representative in MS, LA, and TX. He is licensed insurance agent in the states of MS and TN.


Kevin Couch
Vice President & LPL Financial Advisor
Renasant Financial Services
Kevin has more than 20 years of experience in the financial services industry, spending the last five years in his current role. Specializing in wealth management, insurance and investment planning for individuals and small business owners, Kevin provides advice and strategies designed to pursue specific financial goals. Kevin works in the Central Alabama market.
He and his wife Allyson have three children. A resident of Vestavia Hills, Kevin is a member of Covenant Presbyterian Church. He is involved in the athletic program at Vestavia Hills High School and enjoys being with his family.
Kevin holds an MA from the University of Alabama at Birmingham. Kevin is Series 6, 7, 63, and 66 licensed, held through LPL Financial. He is registered for securities in AL, FL, GA, and TX. He is registered as an LPL Investment Advisor Representative and licensed insurance agent in the state of Alabama.


Lori Hardy Ho-Tung
Vice President & LPL Financial Advisor
Renasant Financial Services
Lori has 28 years of experience in the financial services industry, with the last 12 at Renasant Bank. Whether a client is saving for retirement, living in retirement, or looking for ways to maximize income, she creates a customized investment plan. Lori also works with the North Alabama licensed insurance representatives to provide them the training and resources needed to serve their clients.
Lori and her husband George live in Decatur. They are members of First Baptist Church of Decatur. She is a two-time past president and member of the Decatur Women’s Chamber of Commerce, as well as a Chamber of Commerce Commodore.
Lori is a Kentucky native and a graduate of the University of Kentucky. Since 2007, she has held the Chartered Retirement Planning Counselor designation from the College for Financial Planning in Boulder, CO. Lori is Series 7, 9/10, 63, and 66 licensed, held through LPL Financial. She is registered for securities in AL, FL, GA, KY, MS, NJ, TN, and TX. She is registered as an LPL investment Advisor Representative and licensed insurance agent in the state of AL, FL, KY and TN.


Jose Torres
Vice President & LPL Financial Advisor
Renasant Financial Services
Jose has over 20 years’ experience in the financial services industry and joined Renasant Financial Services in 2011. He provides financial services in the areas of pensions and retirement benefits, estates, fiduciary and trusts, taxation, and investment management. Jose strives to help clients maintain balance in a properly diversified asset allocation portfolio, with an acceptable level of risk tolerance. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Jose was born and raised in Puerto Rico. He is bilingual in Spanish and English. Jose is a member of the Ocala/Marion County Chamber of Commerce/Latino Business Council. He enjoys the hobby of Paso Fino Horseback Riding.
Jose holds a Bachelor’s Degree in Business Administration from the University of Massachusetts. He is Series 6, 7, 63 and 65 licensed, held through LPL Financial and is registered for securities in CO, FL. GA, IN, MS, NC, and NY. Jose is also a licensed insurance agent in the state of Florida.


Gina Franscisco
CERTIFIED FINANCIAL PLANNER™
Vice President & LPL Financial Advisor
Gina has been serving the needs of successful individuals in North Atlanta and North Florida markets for the past 18 years. Her focus is on assisting clients with planning for retirement, income generation, long term care, tax efficiency and estate planning needs. She finds customized solutions based on each client’s goals and risk tolerance.
Gina and her husband reside in Braselton, GA and are active members in Hopewell Baptist Church in Gainesville. They have a daughter, two sons and two granddaughters in their blended family. They enjoy spending time with their family on the Florida beaches or at Walt Disney World. Gina has volunteered for the YMCA and the Alzheimer’s Association in Florida has a second home in Tarpon Springs, FL where she also enjoys spending time frequently.
Gina graduated from the University of South Florida’s College of Financial Planning and obtained her Certified Financial Planner (CFP) designation in July 2005. Gina is registered as an Investment Advisor Representative thru LPL Financial and is registered in Georgia, Florida, Kentucky and Pennsylvania. She holds an insurance license in both Georgia and Florida for Life, Health and Annuities.


Robert Leach
Vice President & LPL Financial Advisor
Renasant Financial Services
Bucky has been in the financial services industry since 1991 and has served in his current role since 1998. His focus is assisting his clients with pursuing their financial goals; whether it is retirement planning for individuals, retirement plans for small businesses or municipalities, foundations and non-profits with specific investment policy objectives.
Bucky is an Albany, Georgia native and is married to the former Jenna Griffin; they have two children, Rob and Laney. He is a member of St. Paul’s Episcopal Church; member of the Albany Rotary Club; board member of the Phoebe Foundation; past board chairman of Doublegate Country Club; past board member of Dougherty County Pension Board and past board member of the YMCA, and Boys & Girls Club of Albany.
Bucky earned degrees from Darlington School and Mercer University. He is Series 7, 24, 51, 63, 66 licensed as well as life & health insurance licenses (AL, AZ, FL, GA, KA, MI, NC, OH, OR, TN, SD, TX and VA). He is registered to sell securities in AL, AZ, FL, GA, IN, LA, MI, NC, NJ, NY, OH, OR, SC, SD, TN, TX, UT, and VA. He is also registered as IAR in GA, LA, and TX. Bucky is a member of the LPL Financial’ s Chairman’s Council for the past 7 years.


Patrick Rice
First Vice President & Regional Manager
LPL Financial Advisor
Pat has been serving the financial and wealth management needs of successful individuals in Georgia for the past 27 years. In 2010, he joined Renasant to lead the introduction of investment and insurance advisory services for clients in their North Atlanta markets. Pat primarily focuses on helping successful individuals identify strategies that aim to protect and/or grow their most important assets. He enjoys getting to know each client’s unique circumstances, goals and concerns in order to provide advice that is more personalized to their specific needs. This comprehensive approach has helped clients make better decisions while creating confidence in their future plans.
Pat resides in Dunwoody with his wife and two sons. They are members of St. Jude the Apostle Catholic Church. Pat enjoys spending time with his family and friends, playing golf, attending major sporting events and volunteering in his community. He is currently a member of The First Tee of Atlanta Board of Directors and immediate Past-President of the Atlanta Colt Youth Association.
Pat received an MBA from Emory University’s Goizueta Business School in 1998 and BA degree from Wake Forest University in 1990. He has been selected as a Five Star Wealth Manager by Atlanta Magazine again in 2017. Pat is registered as an Investment Advisor Representative through LPL Financial’ s RIA and has earned securities and insurance licenses to serve clients in GA, AL, FL, and SC.


Joe Frost
Vice President & LPL Financial Advisor
Renasant Financial Services
Joe has been in the financial services industry since 2005. He is a LPL registered Financial Advisor and a licensed insurance agent for the state of Tennessee. He holds the A.A.M.S. designation (Accredited Asset Management Specialist). He is Series 7, 63 and 66 licensed, and is registered for securities in 13 states: TN, KY, FL, GA, IL, LA, MN, MO, NY, NC, SC, VA and WI.
Joe holds a Master of Business Administration degree from Lincoln Memorial University in Harrogate, TN. He also holds a Bachelor of Arts degree from the University of Tennessee in Knoxville, TN.
Joe and his wife Karen have two children, Cole and Abbie. They are life-long residents of Powell, TN and are members of Powell Church. Joe has been involved with youth sports in the Powell and Knoxville area for many years. He is currently involved as a volunteer coach and skills camp leader with the Tennessee Fury, a Christian based AAU basketball organization. Joe is also a veteran of the United States Marine Corps from 1991 to 1997.


Ralph Johnson
First Vice President & Regional Manager
Renasant Financial Services
After a two year college coaching stint, Rip began his banking career as a loan officer and branch manager. In 1987, he was recruited to join his Firm’s Capital Markets Bond Department as a Financial Advisor. He has worked for several financial institutions throughout his career, and in the 1990’s he established the first community bank investment program in the state of Tennessee. Rip’s mission is to tailor individual savings and investment strategies to help clients meet and exceed their financial goals.
Rip is a life-long resident of Nashville. He and his wife Lynn have three children. Rip stays active by coaching middle school and summer basketball teams. He currently has 15-20 former players competing collegiately. He is also the former President of the Grassland Athletic Association which oversaw more than 2,000 youth participants.
Rip holds a Bachelor of Arts degree in political science and a Master of Science degree in education from the University of Tennessee. He has earned Series 7, 63, 65 and 24 licenses held through LPL Financial. Rip is registered to do business in AL, CA, FL, GA, HI, IL, KY, MS, OR, SC, AND TN.


Michael Robinson
Vice President & LPL Financial Advisor
Renasant Financial Services
Michael has been in the banking industry since 1997. He became a Certified Financial Planner in 2003 and spent the next three years meeting with clients and preparing financial plans based on their individual needs and future plans. He began his current role as a LPL Financial Advisor with Renasant Bank in 2006. He utilizes his previous financial planning experience to offer advice in order to match a client’s personal needs and goals with the proper financial product.
Michael and his wife have two children. He has lived in the Memphis area since 1983. He is a member of Faith Baptist Church of Bartlett, TN. He is a volunteer for the American Cancer Society’s Relay for Life.
Michael holds a B.B.A in finance from the University of Memphis. He also holds a degree in Certified Financial Planning from the Metropolitan State College of Denver and earned the designation of Certified Financial Planner™ in 2003. He has earned his Series 7, 63, and 66 licenses held through LPL Financial. He is registered for securities in AL, AR, FL, IN, LA, MD, MO, MS, TN, and TX. He is registered as an Investment Advisor Representative with LPL Financial in MS and TX and a licensed insurance agent in AR, MS, and TN.


Will Campbell
Vice President & LPL Financial Advisor
Renasant Financial Services
Will has been in the financial service industry since 1996 and joined Renasant Financial Services in November 2017. Will has been licensed to provide investment services since 1999. Will provides advice and strategies for clients based on their individual financial goals and objectives. Will uses a combination of strategies using insurance products, mutual funds, stocks, bonds and other investments to pursue clients’ investment goals.
Will and his wife Anna have two children. A life long resident of Bristol, Tennessee, they attend Tennessee Avenue Baptist Church. He is active in the community and has been on the board of the local Kiwanis Club, PTA chairman and church council.
Will holds a Bachelor’s degree in Business Administration. He graduated from East Tennessee State University in 1995. Will is Series, 6, 7, 63, and 65 licensed, currently held with LPL Financial. He is registered in GA, TN, VA, and TX. He is LPL registered as an Investment Advisor Representative and insurance licensed in Tennessee.
Bank Disclosures
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Renasant Bank and Renasant Financial Services are not registered as an investment advisor or broker-dealer. Registered Representatives of LPL offer products and services using Renasant Financial Services, and may also be employees of Renasant Bank. These products and services are being offered through LPL or its affiliates which are separate entities from, and not affiliates of, Renasant Bank or Renasant Financial Services. Securities and Insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposit or Obligations | May Lose Value |
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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