Mobile Banking
Mobile banking gives you access to your accounts from your mobile web browser or a downloadable mobile banking application, depending on your preference and your mobile device capabilities. Both options allow you to: view account balances, search recent account activity, transfer funds, pay bills and find nearest ATM or branch locations. Also, on the downloadable mobile banking application, you may have the option to deposit checks.
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Go to https://renasantbank.com/digital-banking and click on the Enroll in Online Banking button.
- You may enroll for Mobile Banking on your mobile device by downloading and installing the Renasant mobile app and clicking on “Enroll in Online Banking” link from the Login screen.
- If you have previously enrolled in Online Banking you are automatically enrolled in Mobile Banking with the same credentials.
Ensure your device's browser has cookies enabled. In addition, enable style sheets for the best viewing experience.
To navigate, access the menu and choose an option.
Mobile Banking is supported on most devices with a mobile Web browser that supports cookies. In addition, the mobile application is available on many smartphones including: iPhone and Android.
- For iPhone or iPad:
- Navigate to the App Store
- Search for Renasant Mobile
- Select Download/Install for Renasant Mobile
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For Android:
- Navigate to the App Store
- Search for Renasant Mobile
- Select Download/Install for Renasant Mobile
You establish your User ID upon enrollment. If you need help remembering your User ID. Click the Trouble Logging In link from the mobile app Login Screen.
You establish your Password upon enrollment. If you need help remembering your Password. Click the Trouble Logging In link from the mobile app Login Screen.
Click the Trouble Logging In link from the mobile app Login Screen to change your password or retrieve your User ID.
Mobile Check Deposit
Customers who have a Personal Checking, Interest Checking, Savings, or Money Market account are eligible for the Mobile Check Deposit service through our mobile app if they are qualified for the service.
In most cases, eligible accounts will automatically be signed up for Mobile RDC. If you have an eligible account that has not been enabled, please call us at 1-877-367-5371 for assistance. Please note that accounts are pre-qualified prior to being authorized for use with the Mobile Check Deposit service.
Most domestic checks may be processed through Mobile RDC. We are unable to accept Money Orders, Foreign Items, Savings Bonds, or Third Party Checks through Mobile Check Deposit.
Yes. You may use the service to deposit items according to the limits specified in the Terms and Conditions section. Any items presented in excess of the limits will be denied at our discretion. Deposit limits are displayed in the mobile app under the Deposit section after selecting the deposit account.
Yes. During the deposit process, you will be required to photograph the front and back of your check.
You should sign your check with the following endorsement:
- For Mobile Deposit Only At Renasant Bank
- Signatures of all Payees
You will receive a notification by e-mail or push notification (if enrolled) when your deposit has been received.
When your deposit is processed, you will receive a second e-mail notification on the status of your deposit. This e-mail will indicate if the deposit was approved or declined for processing. If declined, a reason will be provided.
Deposits may be made with Mobile RDC at any time. If your deposit is approved before our daily cutoff time, your deposit will post to your account on the next business day. Funds availability may be limited under certain conditions. Please refer to the Terms and Conditions document for more information.
The cutoff time for Mobile Deposits is 6:00 PM CT daily. Approved deposits will be available the next business day unless a Reg CC hold is placed on the funds..
You may photograph multiple checks in the same mobile banking session; however you may only photograph one check per deposit.
You have the option to retake photographs of the check before submitting or you may cancel the deposit. Also, the system will notify you if the image is unclear for processing. If you are unable to photograph a clear image, please take or mail your deposit to Renasant Bank for processing.
No, keep the check for 5 business days. Afterwards, you may securely destroy the check. Do not VOID the check after submittal in the event the deposit is not approved and needs to be re-submitted.
Yes. You may view your transaction history in Mobile Banking after it has posted to your account.
No, at this time the Mobile Check Deposit functionality cannot be used to initially fund a new account.
No, you do not need to resubmit your deposit. If you entered the wrong amount for the deposit, our operations center will correct the deposit amount.
If the same deposit is submitted twice, it will be identified and stopped by our process. Should this occur, you will receive a declined deposit notification for the second deposit received through the Mobile Check Deposit service.
If a deposit is returned, please do not re-deposit the check with the Check Deposit functionality. You will receive written communication from Renasant Bank through the US Postal Service if a deposit is returned.
For additional assistance, please call 1-877-367-5371.
Your mobile devices must have an appropriate data plan and/or Wi-Fi connectivity that allows the transmission of data over the internet.
Mobile Bill Pay
Mobile Bill Pay allows you to pay bills online, saving you time, envelopes and stamps. It is an optional service on your Online Banking account. You may pay bills using your mobile device while on-the-go, anytime, anywhere.
You can enroll in Bill Pay through Online or Mobile Banking. Once enrolled you will be able to access Bill Pay on all your registered devices.
Mobile Bill Pay is available on the web/browser and downloadable application modes.
To pay a bill, select the "Bill Pay" option from the main menu, then select "Pay Bill". A simple flow guides you through choosing the payee, the payment account, send or due date and amount. Then you may enter an optional memo.
Only you may create and authorize a payment. Depending on the Payee's capabilities, payments are issued via paper checks or electronically. Both payment forms include remittance information to ensure your Payee may credit your account.
The payment date is shown in Online Banking for each payee once the payment is scheduled.
Yes. You can add Payees on your mobile device.
You may manage your Payees, including deactivation by logging into your Online and Mobile device and accessing the list of Payees.
To cancel a payment, select the "Bill Pay" option from the main menu, then select "Scheduled". The system will respond with a list of payments currently scheduled and unpaid. Choose, from this list, the payment you wish to cancel. The system will display the payment details. From this screen, select "Cancel Payment". The system will ask you to confirm that you wish to cancel the payment.
To view previously paid bills, select the “Bill Pay” option from the main menu and then select “History”. Your display will refresh with a list of completed bill payments in a summary format. Select an item to see the payment’s details.
If you have an issue with a bill or a specific item on the bill, contact the Renasant Bank at 1-877-367-5371. Remember, you may pay whatever amount you desire in Bill Pay while you are disputing any item.
For more information and Frequently Asked Questions, please visit the Help section on Renasant Bank's Online Banking website.
Troubleshooting
If you get a new mobile device, download/install the Renasant Mobile app from the app store to your new device. Log in using your existing UserID and password. If you change phone numbers, be sure to update your phone number in Online or Mobile banking.
Yes.