THIRD PARTY ORIGINATIONS

RENASANT MORTGAGE

We developed the perfect tool kit for growing mortgage revenue that takes care of your customers while increasing proﬁtability. Our team provides the personalized service and attention you’d expect from a trusted ﬁnancial partner.

EXPLORE OUR PRODUCTS UPLOAD CLOSING PACKAGE

WHY RENASANT MORTGAGE?

THE BEST MORTGAGE EXPERIENCE FOR YOUR CUSTOMERS. INCREASED REVENUE FOR YOUR BANK.

We developed the perfect tool kit for growing mortgage revenue that takes care of your customers while increasing proﬁtability. We want to be your partner for success, providing a wide range of expertise and product offerings. Our team provides the personalized service and attention you’d expect from a trusted ﬁnancial partner.

SERVICE

Our dedicated underwriters and inside sales coordinators are ready to help you, and our compliance team is here to address regulatory concerns as needed. We want to make sure your customers' experience is as efficient as possible.

PROCESS

We're here to help you provide the most streamlined and efficient experience for your customers. We offer a web-based, compliant LOS system from application to loan fulfillment for emerging mortgage banking institutions as well as seasoned, fully-delegated lenders.

PRODUCT

As a Fannie Mae and Freddie Mac Seller/Servicer and a Ginnie Mae Issuer, we have the ability to offer minimal overlays at the best competitive rates. In addition to standard Conventional and Government Programs and Products, we have Renovation/Repair Products, Non-Conforming, and more.

WHY RENASANT MORTGAGE?

THE BEST MORTGAGE EXPERIENCE FOR YOUR CUSTOMERS. INCREASED REVENUE FOR YOUR BANK.

SERVICE

PROCESS

PRODUCT

MORTGAGE PRODUCTS

MORTGAGE PRODUCT SOLUTIONS BUILT FOR YOUR BORROWERS.

Explore our full suite of mortgage products. Whether you're looking for conventional. government-backed, or specialty loan options, Renasant Mortgage offers the flexibility, reliability, and support you need to serve your borrowers with confidence.

MORTGAGE PRODUCTS

MORTGAGE PRODUCT SOLUTIONS BUILT FOR YOUR BORROWERS.

CONVENTIONAL LOAN

Up to 97% financing
Competitive rates
Flexible terms

FHA LOAN

Backed loan by the Federal Housing Administration
Designed for lower-income or first-time homebuyers
Lower down payments and more flexible credit requirements

FANNIE MAE HOMESTYLE ® / FREDDIE MAC CHOICERENOVATION ®

Backed loan by the Federal Housing Administration
Designed for lower-income or first-time homebuyers
Lower down payments and more flexible credit requirements

VA LOAN

A mortgage program for eligible veterans, active-duty service members, and certain military families
No down payments
No Mortgage Insurance

USDA LOAN

Designed for homebuyers in eligible rural and suburban areas
No down payment
Low mortgage insurance

JUMBO LOANS

Exceeds the conforming loan limits set by Fannie Mae and Freddie Mac
Typically used for luxury or high-cost properties and requiring strong credit and income qualifications

AGENCY HIGH BALANCE LOAN

Exceeds standard conforming loan limits but is still backed by Fannie Mae or Freddie Mac
Offers more borrowing power while maintaining conventional loan benefits, such as lower interest rates compared to jumbo loans

RENOVATION TO PERMANENT LOAN

Used for the purchase (or refinance) of a home and the cost of renovations
Converts to a permanent mortgage after the work is completed

CONSTRUCTION TO PERMANENT

Used for the construction of a new home
Converts into a permanent mortgage once construction is complete, eliminating the need for separate financing

DOWN PAYMENT ASSISTANCE

Renasant offers down payment assistance options for multiple loan products.

Meet The Team

Have questions or need guidance on our mortgage products? Our dedicated team of
Mortgage experts is here to help. Connect with the representative in your area to get the
personalized support and expertise you need—every step of the way.