Terms of Use

THE FOLLOWING TERMS OF USE GOVERN THE USE OF THIS WEBSITE.  PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE WEBSITE.  IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE.  BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES OR LINKS YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

You are currently viewing the renasantbank.com web page or a page of a related website belonging to Renasant Bank (the “Website”). Renasant Bank maintains this Website for itself, certain of its subsidiary companies, including, but not limited to, Renasant Insurance, Inc. and Renasant Leasing Corp. II, and its parent company, Renasant Corporation. Individually and collectively, Renasant Bank, these subsidiaries, and its parent are sometimes referred to herein as "Renasant.”

This Website and any of the services provided by Renasant in connection with this Website (the “Services”) are being provided to you expressly subject to these Terms of Use, which govern your use of this Website.  “Services” under these Terms of Use include financial services for consumers and businesses offered to you directly by Renasant, and additional services available to you from independent third party service providers accessed through links or other navigation from the Website.  

Your use of the Services is governed by certain agreements related to such Services and related addendums (collectively, the “Service Agreements”). If there is a conflict between these Terms of Use and the Service Agreements, such agreements will control.

Renasant reserves the right to modify these Terms of Use at any time without notice. The most current version of the Terms of Use will always be available to you by clicking on the “Terms of Use” link at the bottom of each web page. If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Services. By accessing the Website or any of its pages or links after the date of any change to these Terms of Use, you agree to be bound by the rules contained in the most recent version of these Terms of Use.

If you are enrolled in Renasant Online Banking;

• Your use of the Online Banking Services is governed by certain agreements related to such Services and related addendums (collectively, the “Online Banking Agreements”), and
• If there is a conflict between these Terms of Use and the Online Banking Agreements, such agreements will control.

Renasant reserves the right to modify or terminate the Services and the Website or to terminate or suspend your access to the Services and Website, in whole or in part, at any time.

Intellectual Property Notices – Copyrights, Trademarks, and Restrictions on Use

All of the pages and screens on the Website are owned and controlled by Renasant, except as otherwise expressly stated, and are protected by U.S. copyright laws. The copyrighted materials on the Website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Website. You are authorized to view the information available on the Website for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Website for any commercial or public purpose without Renasant's prior written consent.

Renasant Bank and the Renasant Bank symbol and design are federally registered trademarks owned by Renasant. Other featured words used on the Website to identify the source of goods and services are trademarks and service marks owned by Renasant or owned by third parties. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as authorized in this paragraph. You may not use any of the Renasant trademarks as a link to the Website except pursuant to a written trademark license agreement

     Links To Other Websites

For your convenience, this Website contains links to websites controlled or operated by third parties. Renasant has no control over any such third party websites and is not responsible for the subject matter, quality, content, nature, graphics or reliability of any site hyperlinked to this Website and provides hyperlinks to such sites only as a convenience. Thus, hyperlinks to other internet websites or resources are used at your own risk. Renasant hereby disclaims liability for any other company's website content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of Renasant. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you and the linked site provider. Prior to providing any personal information on any linked third party website you should make sure the site is using a secure server to encrypt the information or transaction and that you are using a secure web browser.  Please contact us with any concerns or comments about such third party websites.

Web Content and Materials

Not all of the Services are available in all geographic areas. You may not be eligible for all the Services described on this Website. Your eligibility for particular Services is subject to our final determination and acceptance. Renasant may discontinue or make changes in the Services at any time. Any dated information is published as of its date only. Renasant reserves the right to terminate or change any or all web offerings without prior notice to you.

RENASANT OR ITS SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION OR SERVICES DESCRIBED HEREIN AT ANY TIME. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND RENASANT DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION. RENASANT RESERVES THE RIGHT TO TERMINATE ANY OR ALL WEB OFFERINGS WITHOUT PRIOR NOTICE TO THE USER.

Communications Via This Website

Except where expressly indicated otherwise, transmissions to and from this Website or otherwise directed to Renasant, including e-mails, are not sent in a secure form and can be intercepted by third parties and may not ultimately be received by the appropriate Renasant representatives. Please do not use e-mail to send us communications which contain confidential information or email us information that we otherwise require to be in writing or regarding matters that need immediate attention. In such circumstances, rather than email, please call us at one of the numbers provided in this Website. Any transmission to this Website, including emails, shall be deemed and remain the property of Renasant. Renasant shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques that you provide to us through this Website or through Renasant Online Banking.

Securities Law and Other Disclosures

The information herein is not an offer to sell, or to solicit an offer to purchase any securities by anyone in any jurisdiction in which such offer or solicitation is not authorized, or in which Renasant or the person making such an offer is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation, or to anyone in any jurisdiction outside of the United States.

Investment products and services, including, but not limited to securities (including mutual funds) and annuities, are (i) not bank deposits and are not FDIC insured, (ii) not obligations of or guaranteed by Renasant and (iii) products that involve investment risks, including the possible loss of the principal amount invested.

Disclaimer; No Warranty; Limitation of Liability

THE SERVICES ARE OFFERED ON AN "AS IS," "WHERE IS" AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DOES NOT AFFECT THOSE WARRANTIES WHICH ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT, IF ANY.

YOU ACKNOWLEDGE THAT NEITHER RENASANT NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE WEBSITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE WEBSITE. RENASANT DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. (THIS DOES NOT AFFECT ANY MANUFACTURER'S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER.) YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

EXCEPT AS SPECIFICALLY PROVIDED IN THESE TERMS OF USE OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT RENASANT IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE WEBSITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, RENASANT WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY INDIRECT, INCIDENTIAL, SPECIAL OR CONSEQUENTIAL, PUNITIVE DAMAGES ARISING IN ANY WAY OUT OF THE USE OF THIS WEBSITE AND SERVICES, THE INSTALLATION OR USE OF ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM; EVEN IF RENASANT IS AWARE OF THE POSSIBILITY OF ANY SUCH DAMAGES.

Governing Law and Venue

Renasant Bank, a banking corporation chartered under the laws of the State of Mississippi, maintains this Website for itself and for certain Affiliates. Accordingly, your general use of this Website is subject to the terms and conditions herein which shall be interpreted according to Mississippi law, without regard to its conflict of law provisions, and to the laws of the United States, except where otherwise provided in any of the agreement or addendums governing the Services referenced in this Website .

Severability

To the extent any portion of these Terms of Use is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms of Use, as modified, shall continue in full force and effect.

No Waiver

No waiver by Renasant of any right under or term or condition of these Terms of Use will be deemed a continuing waiver of such right, term or condition or a waiver of any other right, term or condition of these Terms of Use.