Group of Students

Student Checking

At Renasant Bank, our goal is to understand and meet your needs.

With Apple Pay® , Mobile Check Deposit, up to $25 per month in ATM refunds¹, online banking , a debit card and much more, Renasant Student Checking is packed with all the extras you need for your busy life as a student.

Renasant Student Checking pays interest, plus you get a Renasant Debit Card along with Online Banking and a Mobile App.

Renasant Mobile App displayed on iphone


  • No monthly maintenance fee with eStatements or daily account balance 2 of $500 or more; otherwise a $7.50 monthly fee.
  • Unlimited check writing.
  • Low opening balance of $50.

Earn higher interest and ATM refunds when you meet the following rewards requirements during each monthly statement period1:

  • Have at least 10 debit card transactions (excluding ATM transactions) post and clear per qualification cycle3.
  • Receive your monthly statement electronically.

Girl with iPad
Throughout the Southeast

Although Renasant can be used anywhere you have an internet or mobile connection, we have more than 170 locations throughout the Southeast and near most Southeastern colleges and universities.


See colleges & universities in our region


1) Renasant Student Checking is available for students ages 16 to 25. On your 26th birthday, your account will no longer be eligible for certain benefits: (i) you will no longer be eligible for the Tier 2 Rate; and (ii) you will no longer be eligible for ATM refunds. Students must be at least 18 to have a single-party account and to apply online. All students under the age of 18 must have a parent or guardian as a multiple-party account owner.

2) Daily Account Balance refers to the account balance after deposits or checks (electronic or paper) are applied to your account.

3) Qualification cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle and will end three (3) business days prior to the end of your statement cycle.

4) Minimum opening deposit of $50 is required. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Certain terms, conditions and exclusions apply. Consult with a Renasant Bank personal banker or refer to the terms and conditions governing your account (the “Deposit Agreement”) and Truth in Savings disclosure for information regarding specific products.

Apple Pay is a registered trademark of Apple Inc.

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