AN INTEREST-BEARING ACCOUNT!
Rewards Checking is an innovative account that pays. With 0.76% APY* on balances up to $25,000, your checking account becomes a true investment. Plus, you get a Renasant Debit Card, Online Banking with Online Bill Pay and Mobile Banking.
REWARDS CHECKING FEATURES
- Debit Card
- Online Banking with Online Bill Pay
- Mobile Banking
- Up to $25 in ATM fee refunds per monthly statement period
- Low opening balance of $50
- No monthly maintenance fee with eStatements or daily account balance¹ of $500 or more; otherwise, a $7.50 monthly fee
- Unlimited check writing
Eligibility Requirements - EARN THE HIGHEST INTEREST RATE AND ATM REFUNDS WHEN YOU SIMPLY DO THE FOLLOWING DURING EACH qualification cycle**:
- Have at least 10 debit card transactions (excluding ATM transactions) post and clear per qualification cycle.**
- Have at least one direct deposit or ACH automatic payment post and clear per qualification cycle.**
- Receive your monthly statement electronically.
Earn 0.76% APY* on balances up to $25,000 when you meet reward eligibility requirements.
Earn 0.10% APY* on amount of balance over $25,000 when you meet reward eligibility requirements.
Earn 0.03% APY* on all balances when you do not meet reward eligibility requirements.
Fees & Information
*Annual Percentage Yield (APY) as of 1/10/2018. 0.76% APY is paid on daily balances up to $25,000 for each qualification cycle in which reward eligibility requirements are fulfilled**. If account balances exceed $25,000 and the reward eligibility requirements are fulfilled, then the APY will range from 0.76% to 0.27% (based on a balance of $100,000.00). Account will earn 0.03% APY if reward eligibility requirements are not fulfilled per qualification cycle**. Rates may increase or decrease without notice. Fees may reduce earnings. Minimum opening deposit is only $50.
**Qualification cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle and will end three (3) business days prior to the end of your statement cycle.
¹Balance refers to the account balance after deposits or checks (electronic or paper) are applied to your account.
Offer good on personal accounts only; business and corporate accounts do not qualify for these plans.
Certain terms and conditions and exclusions apply. Consult with a Renasant Bank personal banker, or refer to the terms and conditions governing your account (the "Deposit Agreement") and the Truth In Savings disclosure, for information regarding specific products.