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On the unsubsidized loans, interest begins to accrue on the day the loan is disbursed and continues to accrue until the loan is paid in full. The current rate for unsubsidized loans is fixed 6.8%.   For subsidized loans, interest begins to accumulate when the student enters the repayment period.  The current rate is fixed 6.0% for undergraduates and 6.8% for graduate students. 

There is a 1% origination fee and .50% default fee charged for subsidized and unsubsidized Federal Stafford Loans which are deducted proportionately from each disbursement of the loan.

If you need assistance, please call 1-877-349-4347.

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